{"id":18412,"date":"2026-03-17T03:31:36","date_gmt":"2026-03-17T08:31:36","guid":{"rendered":"https:\/\/www.rgvbusinessjournal.com\/news\/15\/07\/2026\/allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission\/"},"modified":"2026-10-07T08:18:01","modified_gmt":"2026-10-07T13:18:01","slug":"allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission","status":"publish","type":"post","link":"https:\/\/www.rgvbusinessjournal.com\/es\/news\/17\/03\/2026\/allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission\/","title":{"rendered":"Allstate presenta una demanda por fraude de seguros de 25 millones de d\u00f3lares contra quiropr\u00e1cticos de Mission"},"content":{"rendered":"\n

Una red quiropr\u00e1ctica con sede en Mission enfrenta una demanda federal por 25.8 millones de d\u00f3lares despu\u00e9s de que una importante aseguradora de autom\u00f3viles acusara a la empresa de facturar repetidamente por los mismos tipos de tratamientos de lesiones con el fin de maximizar los pagos.<\/p>\n\n\n\n

Allstate present\u00f3 la demanda en la que acusa a Khit Chiropractic, con sede en Mission \u2014una cl\u00ednica en expansi\u00f3n en el Valle del R\u00edo Grande\u2014, de fraude de seguros y crimen organizado.<\/p>\n\n\n\n

Luis y Alejandra Khit son copropietarios de Khit Chiropractic & Wellness Center y de varias entidades relacionadas.\u00a0<\/p>\n\n\n\n

Seg\u00fan los registros estatales de licencias, el matrimonio cuenta con licencia para ejercer como quiropr\u00e1cticos en Texas desde 2004 y 2006, respectivamente.\u00a0<\/p>\n\n\n

\n
\"Un
Un letrero al costado de la carretera de Khit Chiropractic.
Cr\u00e9dito de la foto | Kristen Mosbrucker-Garza<\/figcaption><\/figure>\n<\/div>\n\n\n

La empresa cuenta con siete oficinas en todo el Valle del R\u00edo Grande, desde Brownsville hasta R\u00edo Grande City, adem\u00e1s de dos en Austin y una sucursal reci\u00e9n inaugurada en Kyle.<\/p>\n\n\n\n

Ni un representante de Allstate ni Khit respondieron a una solicitud de comentarios.<\/p>\n\n\n\n

Los abogados de Allstate alegan que los Khit, junto con quiropr\u00e1cticos afiliados y algunos m\u00e9dicos, operaban un consultorio que segu\u00eda un \u00abmodelo estandarizado\u00bb y presentaba reclamaciones casi id\u00e9nticas para clientes con lesiones personales, incluyendo tratamientos realizados por asistentes sin licencia, as\u00ed como radiograf\u00edas, resonancias magn\u00e9ticas y otros servicios.<\/p>\n\n\n\n

Allstate alega que los Khit presentaron m\u00e1s de 1,200 reclamaciones entre 2018 y 2024, facturando alrededor de 22 millones de d\u00f3lares y cobrando 8.6 millones de d\u00f3lares a trav\u00e9s de empresas que controlaban.<\/p>\n\n\n\n

Casi 200 abogados diferentes presentaron reclamaciones a Allstate en nombre de pacientes atendidos por las empresas de Khit; las que m\u00e1s reclamaciones presentaron fueron el bufete de abogados J. Gonz\u00e1lez y, en segundo lugar, el bufete de abogados Davis. Ambos presentaron m\u00e1s de 100 reclamaciones en nombre de sus clientes.\u00a0<\/p>\n\n\n\n

La demanda contra Allstate es un caso en el marco de la Ley contra las Organizaciones Corruptas e Influenciadas por el Crimen Organizado (RICO, por sus siglas en ingl\u00e9s), lo que significa que la empresa busca obtener el triple del valor de los da\u00f1os, es decir, los 8.6 millones de d\u00f3lares que pag\u00f3 en indemnizaciones, lo que suma un total de 25.8 millones de d\u00f3lares.\u00a0<\/p>\n\n\n\n

A menudo, a los pacientes se les atend\u00eda en virtud de lo que se conoce como \u00abcartas de protecci\u00f3n\u00bb o LOP. Se trata de acuerdos entre un m\u00e9dico y el abogado del paciente que permiten que se le pague al proveedor m\u00e1s adelante, una vez que se resuelva una demanda relacionada con la lesi\u00f3n. Esta pr\u00e1ctica es legal y se utiliza com\u00fanmente en casos de lesiones personales.<\/p>\n\n\n\n

Allstate sostiene que los acuerdos se utilizaron para justificar facturas m\u00e9dicas m\u00e1s elevadas, lo que permiti\u00f3 a los pacientes reclamar el costo total del tratamiento, mientras que los proveedores solicitaban pagos a tarifas m\u00e1s altas que las que suelen pagar Medicare, Medicaid o los seguros privados.<\/p>\n\n\n\n

La demanda menciona a Khit Chiropractic and Rehabilitation, Khit & Association, SKAK Investments \u2014que opera bajo el nombre comercial de Insight Diagnostics and Imaging Center\u2014, Kay Medical Center, Spinal Decompression and Remodeling Clinic, Elkay Transport e Impact Professional Services.\u00a0<\/p>\n\n\n\n

Todas las empresas mencionadas en la demanda son propiedad de los Khit y est\u00e1n a cargo de ellos, quienes son quiropr\u00e1cticos, pero no m\u00e9dicos con licencia.<\/p>\n\n\n\n

La demanda alega que contrataron a enfermeras especializadas para brindar atenci\u00f3n m\u00e9dica sin la supervisi\u00f3n de un m\u00e9dico, y que permitieron que asistentes quiropr\u00e1cticos sin licencia realizaran tratamientos que normalmente requieren de un profesional con licencia, m\u00e1s all\u00e1 de tareas b\u00e1sicas como aplicar compresas de hielo o almohadillas t\u00e9rmicas.<\/p>\n\n\n\n

En 2019, el quiropr\u00e1ctico John Glade declar\u00f3 que el centro Khit de Mission atend\u00eda a unos 100 pacientes al d\u00eda y que el de Brownsville atend\u00eda entre 70 y 80, seg\u00fan la demanda.\u00a0<\/p>\n\n\n\n

Allstate afirma que los pacientes fueron atendidos unas 20 veces en promedio en los centros Khit, principalmente por asistentes quiropr\u00e1cticos. Cada visita duraba entre 15 y 30 minutos y se cobraba alrededor de 390 d\u00f3lares.<\/p>\n","protected":false},"excerpt":{"rendered":"

La aseguradora afirma que una pareja de esposos dirig\u00eda una red que cobr\u00f3 millones por tratamientos similares en varias cl\u00ednicas del Valle del R\u00edo Grande.<\/p>\n","protected":false},"author":9,"featured_media":18423,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_views_count":1788,"footnotes":""},"categories":[2456,2335],"tags":[2516,2525,2529,2534,2539,2543,2391,2547,2521,2352],"class_list":["post-18412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asistencia-sanitaria-es","category-estados-unidos-es","tag-allstate-es-es","tag-claims-es-es","tag-fraud-es-es","tag-healthcare-es-es","tag-insurance-es-es","tag-lawsuit-es-es","tag-mision-es","tag-rico-es-es","tag-sector-quiropractico-es","tag-valle-del-rio-grande-es"],"acf":{"is_features_post":["yes"],"is_sponser":[],"hide_author":"","hide_author_biography":""},"apple_news_notices":[],"yoast_head":"\nAllstate 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