{"id":18412,"date":"2026-03-17T03:31:36","date_gmt":"2026-03-17T08:31:36","guid":{"rendered":"https:\/\/www.rgvbusinessjournal.com\/news\/15\/07\/2026\/allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission\/"},"modified":"2026-07-15T16:02:28","modified_gmt":"2026-07-15T21:02:28","slug":"allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission","status":"publish","type":"post","link":"https:\/\/www.rgvbusinessjournal.com\/es\/news\/17\/03\/2026\/allstate-presenta-una-demanda-por-fraude-a-seguros-de-25-millones-de-dolares-contra-quiropracticos-de-mission\/","title":{"rendered":"Allstate presenta una demanda por fraude a seguros de 25 millones de d\u00f3lares contra quiropr\u00e1cticos de Mission"},"content":{"rendered":"\n

Una red quiropr\u00e1ctica con sede en Mission se enfrenta a una demanda federal por valor de 25,8 millones de d\u00f3lares despu\u00e9s de que una importante aseguradora de autom\u00f3viles acusara a la empresa de facturar repetidamente los mismos tipos de tratamientos por lesiones con el fin de maximizar los pagos.<\/p>\n\n\n\n

Allstate present\u00f3 la demanda en la que acusa a Khit Chiropractic, con sede en Mission \u2014una consulta en expansi\u00f3n en el Valle del R\u00edo Grande\u2014, de fraude a las aseguradoras y de actividades de crimen organizado.<\/p>\n\n\n\n

Luis y Alejandra Khit son copropietarios del Khit Chiropractic & Wellness Center y de varias entidades relacionadas.\u00a0<\/p>\n\n\n\n

Seg\u00fan los registros estatales de colegiaci\u00f3n, el matrimonio ejerce como quiropr\u00e1cticos colegiados en Texas desde 2004 y 2006, respectivamente.\u00a0<\/p>\n\n\n

\n
\"Un
Un cartel en la carretera de Khit Chiropractic.
Cr\u00e9dito de la foto | Kristen Mosbrucker-Garza<\/figcaption><\/figure>\n<\/div>\n\n\n

La empresa cuenta con siete oficinas repartidas por todo el Valle del R\u00edo Grande, desde Brownsville hasta R\u00edo Grande City, adem\u00e1s de dos en Austin y una sede reci\u00e9n inaugurada en Kyle.<\/p>\n\n\n\n

Ni un representante de Allstate ni Khit respondieron a la solicitud de comentarios.<\/p>\n\n\n\n

Los abogados de Allstate alegan que los Khit, junto con quiropr\u00e1cticos afiliados y algunos m\u00e9dicos, llevaban una consulta \u00abest\u00e1ndar\u00bb en la que se presentaban reclamaciones casi id\u00e9nticas para clientes con lesiones personales, incluyendo tratamientos realizados por auxiliares sin licencia, as\u00ed como radiograf\u00edas, resonancias magn\u00e9ticas y otros servicios.<\/p>\n\n\n\n

Allstate alega que los Khit presentaron m\u00e1s de 1.200 reclamaciones entre 2018 y 2024, facturando unos 22 millones de d\u00f3lares y cobrando 8,6 millones de d\u00f3lares a trav\u00e9s de empresas de su control.<\/p>\n\n\n\n

Casi 200 abogados diferentes presentaron reclamaciones a Allstate en nombre de pacientes atendidos por las empresas de Khit; las que m\u00e1s reclamaciones presentaron fueron el bufete J. Gonz\u00e1lez y, a continuaci\u00f3n, el bufete Davis. Ambos presentaron m\u00e1s de 100 reclamaciones en nombre de sus clientes.\u00a0<\/p>\n\n\n\n

La demanda contra Allstate es un caso en virtud de la Ley contra las Organizaciones Corruptas e Influenciadas por el Crimen Organizado (RICO), lo que significa que la empresa reclama el triple del valor de los da\u00f1os, es decir, los 8,6 millones de d\u00f3lares que pag\u00f3 en indemnizaciones, lo que supone un total de 25,8 millones de d\u00f3lares.\u00a0<\/p>\n\n\n\n

A menudo, los pacientes recib\u00edan tratamiento al amparo de lo que se conoce como \u00abcartas de protecci\u00f3n\u00bb (LOP, por sus siglas en ingl\u00e9s). Se trata de acuerdos entre un m\u00e9dico y el abogado del paciente que permiten que se abone al profesional sanitario m\u00e1s adelante, una vez resuelta la demanda relacionada con la lesi\u00f3n. Esta pr\u00e1ctica es legal y se utiliza habitualmente en casos de da\u00f1os personales.<\/p>\n\n\n\n

Allstate sostiene que los acuerdos se utilizaron para justificar facturas m\u00e9dicas m\u00e1s elevadas, lo que permit\u00eda a los pacientes reclamar el coste total del tratamiento, mientras que los proveedores solicitaban el pago a tarifas superiores a las que suelen abonar Medicare, Medicaid o los seguros privados.<\/p>\n\n\n\n

En la demanda se cita a Khit Chiropractic and Rehabilitation, Khit & Association, SKAK Investments \u2014que opera bajo el nombre comercial de Insight Diagnostics and Imaging Center\u2014, Kay Medical Center, Spinal Decompression and Remodeling Clinic, Elkay Transport e Impact Professional Services.\u00a0<\/p>\n\n\n\n

Todas las empresas mencionadas en la demanda son propiedad de los Khit, quienes las dirigen; estos son quiropr\u00e1cticos, pero no m\u00e9dicos titulados.<\/p>\n\n\n\n

La demanda alega que contrataron a enfermeras especializadas para prestar asistencia m\u00e9dica sin la supervisi\u00f3n de un m\u00e9dico, y que permitieron que asistentes quiropr\u00e1cticos sin licencia realizaran tratamientos que normalmente requieren un profesional titulado, m\u00e1s all\u00e1 de tareas b\u00e1sicas como aplicar compresas de hielo o almohadillas t\u00e9rmicas.<\/p>\n\n\n\n

En 2019, el quiropr\u00e1ctico John Glade declar\u00f3 que el centro Khit de Mission atend\u00eda a unos 100 pacientes al d\u00eda y que el de Brownsville, entre 70 y 80, seg\u00fan la demanda.\u00a0<\/p>\n\n\n\n

Allstate afirma que los pacientes acud\u00edan a los centros Khit unas 20 veces de media, atendidos principalmente por auxiliares quiropr\u00e1cticos. Cada visita duraba entre 15 y 30 minutos y se facturaba por unos 390 d\u00f3lares.<\/p>\n","protected":false},"excerpt":{"rendered":"

La aseguradora afirma que un matrimonio dirig\u00eda una red que facturaba millones por tratamientos similares en varias cl\u00ednicas del Valle del R\u00edo Grande.<\/p>\n","protected":false},"author":9,"featured_media":18423,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"post_views_count":0,"footnotes":""},"categories":[2456,2335],"tags":[1681,2516,1682,1684,2525,1685,2529,310,2534,969,2539,1335,2543,2391,62,2547,70,2521,2352],"class_list":["post-18412","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asistencia-sanitaria-es","category-estados-unidos-es","tag-allstate","tag-allstate-es-es","tag-chiropractic-industry","tag-claims","tag-claims-es-es","tag-fraud","tag-fraud-es-es","tag-healthcare","tag-healthcare-es-es","tag-insurance","tag-insurance-es-es","tag-lawsuit","tag-lawsuit-es-es","tag-mision-es","tag-mission","tag-rico-es-es","tag-rio-grande-valley","tag-sector-quiropractico-es","tag-valle-del-rio-grande-es"],"acf":{"is_features_post":[],"is_sponser":[],"hide_author":[],"hide_author_biography":[]},"yoast_head":"\nAllstate 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