{"id":18807,"date":"2026-06-05T21:51:58","date_gmt":"2026-06-06T02:51:58","guid":{"rendered":"https:\/\/www.rgvbusinessjournal.com\/news\/15\/07\/2026\/como-se-esta-formando-a-la-proxima-generacion-de-banqueros-en-el-valle-del-rio-grande\/"},"modified":"2026-07-15T16:00:58","modified_gmt":"2026-07-15T21:00:58","slug":"como-se-esta-formando-a-la-proxima-generacion-de-banqueros-en-el-valle-del-rio-grande","status":"publish","type":"post","link":"https:\/\/www.rgvbusinessjournal.com\/es\/news\/05\/06\/2026\/como-se-esta-formando-a-la-proxima-generacion-de-banqueros-en-el-valle-del-rio-grande\/","title":{"rendered":"C\u00f3mo se est\u00e1 formando a la pr\u00f3xima generaci\u00f3n de banqueros en el Valle del R\u00edo Grande"},"content":{"rendered":"\n

Mois\u00e9s T\u00e9llez, natural de McAllen, recuerda que, en el instituto, ayudaba a su madre a traducir documentos financieros del espa\u00f1ol al ingl\u00e9s para que la familia pudiera mantenerse al d\u00eda con las cartas y las facturas.\u00a0<\/p>\n\n\n\n

\u00abPara asegurarme de que todo estuviera en orden, casi como si fuera el contable de la casa\u00bb, explic\u00f3 T\u00e9llez al Rio Grande Valley Business Journal<\/em>.<\/a> \u00abPensaba que esa era la experiencia de todo el mundo, pero descubr\u00ed que solo era la de nuestra comunidad. Nuestra comunidad necesita m\u00e1s conocimientos financieros, y eso me anim\u00f3 a seguir una carrera en el sector financiero\u00bb.<\/p>\n\n\n\n

Mientras estudiaba en la Universidad de Texas en el Valle del R\u00edo Grande, T\u00e9llez trabaj\u00f3 en grandes superficies y en el sector de la comercializaci\u00f3n de alimentos, sin tener una trayectoria clara que le permitiera adquirir experiencia en su especialidad, las finanzas. Se plante\u00f3 mudarse a Nueva York, un importante centro del sector financiero, tras graduarse.\u00a0<\/p>\n\n\n

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\"\"<\/figure>\n<\/div>\n\n\n

Pero entonces se enter\u00f3 de la existencia de un programa de pr\u00e1cticas remuneradas llamado \u00abBank on INT!\u00bb, que pone en contacto a estudiantes de la UTRGV con bancos del sur de Texas durante 10 semanas, as\u00ed que present\u00f3 su solicitud.\u00a0<\/p>\n\n\n\n

Desde agosto de 2025, trabaja como analista de cumplimiento normativo en el Lone Star National Bank, donde ha ido adquiriendo experiencia en el \u00e1mbito que ha elegido y colaborando con una empresa local. Primero como becario y ahora como empleado.\u00a0<\/p>\n\n\n\n

T\u00e9llez form\u00f3 parte de la primera promoci\u00f3n del programa, que es una iniciativa conjunta en la que participan la UTRGV, varios bancos comunitarios del sur de Texas y la Corporaci\u00f3n de Desarrollo Econ\u00f3mico de Edinburg.\u00a0<\/p>\n\n\n\n

Los bancos pagan a los becarios; esto no supone ning\u00fan coste para la ciudad de Edinburg ni para su EDC.\u00a0<\/p>\n\n\n\n

Para T\u00e9llez, las pr\u00e1cticas no solo se desarrollaban en el \u00e1mbito que \u00e9l hab\u00eda elegido, sino que adem\u00e1s le pagaban 20 d\u00f3lares la hora, lo cual era m\u00e1s de lo que ganaba en el trabajo en el comercio minorista.\u00a0<\/p>\n\n\n\n

En el segundo a\u00f1o del programa, Greater State Bank, Texas National Bank, Rio Bank, Lone Star National Bank y Vantage Bank firmaron un memor\u00e1ndum de entendimiento con la UTRGV, la ciudad de Edinburg y la Edinburg EDC para formalizar el programa.\u00a0<\/p>\n\n\n\n

La demanda ha sido muy elevada; m\u00e1s de 400 estudiantes han solicitado unas pocas plazas.\u00a0<\/p>\n\n\n\n

\u00abLas pr\u00e1cticas no son solo una forma de a\u00f1adir una l\u00ednea m\u00e1s al curr\u00edculum. Son una experiencia transformadora porque, en el aula, aprenden sobre finanzas, banca, cr\u00e9dito y \u00e9tica, pero durante unas pr\u00e1cticas ven c\u00f3mo se aplican esos principios en una instituci\u00f3n real, con responsabilidades reales\u00bb, afirm\u00f3 Giorgio Gotti, decano de la Facultad de Negocios y Emprendimiento Robert C. Vackar de la UTRGV. \u00abEstamos comprometidos con ampliar este tipo de aprendizaje experiencial para que todos los estudiantes tengan la oportunidad de ganar confianza, crear una red de contactos y comprender las expectativas del mundo laboral antes de graduarse\u00bb.\u00a0<\/p>\n\n\n\n

\"\"
Se seleccion\u00f3 a siete estudiantes para participar en el programa \u00abBank on INT!\u00bb en bancos del sur de Texas; uno de ellos sigue estudiando en el extranjero y no asisti\u00f3 al acto. Cr\u00e9dito de la foto | Kristen Mosbrucker-Garza<\/figcaption><\/figure>\n\n\n\n

\u00abLa relaci\u00f3n de aprendizaje experiencial es simbi\u00f3tica\u00bb, afirm\u00f3 Juli\u00e1n \u00c1lvarez, vicepresidente ejecutivo de relaciones con la comunidad y desarrollo empresarial del Lone Star National Bank.\u00a0<\/p>\n\n\n\n

\u00abUna de las cosas de las que me he dado cuenta es que nuestros becarios tienen un gran bagaje de conocimientos; nos hablan de la miner\u00eda de bitcoins y de la inteligencia artificial, cosas que yo nunca habr\u00eda sabido. Estos j\u00f3venes son muy brillantes y aqu\u00ed, en el sur de Texas, tenemos la suerte de contar con tanto talento\u00bb, afirm\u00f3 \u00c1lvarez.\u00a0<\/p>\n\n\n\n

Este responsable local se ha incorporado recientemente al consejo escolar de La Joya y ha se\u00f1alado que ha observado que el plan de estudios de secundaria no incluye ninguna asignatura de educaci\u00f3n financiera, ni formaci\u00f3n sobre c\u00f3mo se financian las hipotecas inmobiliarias ni sobre qu\u00e9 requisitos hay que cumplir para poder optar a una en el futuro; por ello, est\u00e1 estudiando c\u00f3mo integrar m\u00e1s contenidos de este tipo en la educaci\u00f3n desde infantil hasta secundaria.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"

El programa de pr\u00e1cticas remuneradas pone en contacto a estudiantes de la UTRGV con bancos del sur de Texas, como parte de una iniciativa de desarrollo laboral impulsada por el Ayuntamiento de Edinburg.<\/p>\n","protected":false},"author":9,"featured_media":18813,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_views_count":0,"footnotes":""},"categories":[17,2408,87,545,2386,2633,2374,1223],"tags":[3257,2370,138,2975,1932,2080,3255,1921,69,2474,2391,62,2081,2862,70,68,2354,1645,2915,130,2366,2352],"class_list":["post-18807","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economic-trends","category-educacion-es","category-education","category-finance","category-finanzas-es","category-plantilla-es","category-tendencias-economicas-es","category-workforce","tag-banco-nacional-lone-star-es","tag-desarrollo-economico-es","tag-economic-development","tag-edimburgo-edc-es","tag-edinburg-edc","tag-greater-state-bank","tag-greater-state-bank-es-es","tag-lone-star-national-bank","tag-mcallen","tag-mcallen-es-es","tag-mision-es","tag-mission","tag-rio-bank","tag-rio-bank-es-es","tag-rio-grande-valley","tag-south-texas","tag-sur-de-texas-es","tag-texas-national-bank","tag-texas-national-bank-es-es","tag-utrgv","tag-utrgv-es-es","tag-valle-del-rio-grande-es"],"acf":{"is_features_post":[],"is_sponser":[],"hide_author":[],"hide_author_biography":[]},"apple_news_notices":[],"yoast_head":"\nC\u00f3mo 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