{"id":18890,"date":"2026-01-28T23:41:05","date_gmt":"2026-01-29T05:41:05","guid":{"rendered":"https:\/\/www.rgvbusinessjournal.com\/news\/15\/07\/2026\/matts-building-materials-pone-en-marcha-un-programa-de-financiacion-para-constructores-de-viviendas-del-valle\/"},"modified":"2026-10-07T08:59:54","modified_gmt":"2026-10-07T13:59:54","slug":"matts-building-materials-pone-en-marcha-un-programa-de-financiacion-para-constructores-de-viviendas-del-valle","status":"publish","type":"post","link":"https:\/\/www.rgvbusinessjournal.com\/es\/news\/28\/01\/2026\/matts-building-materials-pone-en-marcha-un-programa-de-financiacion-para-constructores-de-viviendas-del-valle\/","title":{"rendered":"Matt\u2019s Building Materials lanza un programa de financiamiento para constructores de viviendas del Valle"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Una empresa regional de ferreter\u00eda con una larga trayectoria est\u00e1 iniciando una nueva alianza con una entidad crediticia alternativa local para ayudar a los constructores de viviendas a obtener financiamiento, ahora que cada vez es m\u00e1s dif\u00edcil conseguir pr\u00e9stamos de transici\u00f3n.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los propietarios de Matt\u2019s Building Materials firmaron recientemente un acuerdo con Capital Insiders para financiar proyectos completos de construcci\u00f3n residencial en todo el Valle del R\u00edo Grande.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No es la primera vez que Matt\u2019s Building Supply se mete en el negocio del cr\u00e9dito; con frecuencia venden materiales de construcci\u00f3n a cr\u00e9dito y tambi\u00e9n ofrecen tarjetas de cr\u00e9dito, pero esto permitir\u00eda financiar r\u00e1pidamente la construcci\u00f3n de casas completas.\u00a0<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"130\" height=\"222\" src=\"https:\/\/www.rgvbusinessjournal.com\/wp-content\/uploads\/2026\/01\/Isaac-Smith-2.jpeg\" alt=\"Isaac Smith\" class=\"wp-image-7048\" \/><figcaption class=\"wp-element-caption\">Isaac Smith<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u201cSiempre hemos ofrecido cr\u00e9dito a los constructores para la madera, los paneles de yeso, los techos y las puertas \u2014los elementos b\u00e1sicos de una casa\u2014, pero nunca hemos brindado financiamiento provisional, que es para toda la obra\u201d, dijo Isaac Smith, copropietario de Matt\u2019s Building Supply.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ahora, incluso el costo de la mano de obra para construir el edificio se puede financiar a trav\u00e9s de Capital Insiders, la empresa de financiamiento alternativo propiedad de Emiliano Zapata.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Matt\u2019s ha sido inversionista en Capital Insiders, y el acuerdo consiste en una alianza de intercambio de conocimientos.<strong>\u00a0<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"183\" height=\"295\" src=\"https:\/\/www.rgvbusinessjournal.com\/wp-content\/uploads\/2026\/01\/Emiliano-Zapata-2.jpeg\" alt=\"\" class=\"wp-image-7047\" style=\"aspect-ratio:0.6203617953942088;width:132px;height:auto\" srcset=\"https:\/\/www.rgvbusinessjournal.com\/wp-content\/uploads\/2026\/01\/Emiliano-Zapata-2.jpeg 183w, https:\/\/www.rgvbusinessjournal.com\/wp-content\/uploads\/2026\/01\/Emiliano-Zapata-2-143x230.jpeg 143w\" sizes=\"auto, (max-width: 183px) 100vw, 183px\" \/><figcaption class=\"wp-element-caption\">Emiliano Zapata<\/figcaption><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u201cLos constructores son el coraz\u00f3n de nuestras comunidades\u201d, afirm\u00f3 Emiliano Zapata, director ejecutivo de Capital Insiders, en un comunicado de prensa. \u201cNos aseguramos de que cuenten tanto con el respaldo financiero como con el apoyo material necesarios para seguir adelante con confianza\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Capital Insiders es una entidad crediticia que otorga pr\u00e9stamos basados en activos y, en lugar de recurrir a los procesos tradicionales de evaluaci\u00f3n crediticia de los bancos, toma en cuenta la experiencia del constructor en el sector. El propio Zapata dirigi\u00f3 una empresa de construcci\u00f3n durante tres d\u00e9cadas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La mayor\u00eda de los bancos financian solo hasta el 80 % de los pr\u00e9stamos comerciales, mientras que los prestamistas privados ofrecen condiciones m\u00e1s flexibles, como la financiaci\u00f3n del 100 %. Esa flexibilidad conlleva un costo total m\u00e1s elevado. Los prestamistas privados pueden cobrar una tasa de inter\u00e9s del 13 %, en lugar del 8 % que cobra un banco, y en lugar de una suma global, el dinero se retira a lo largo del tiempo a medida que se completa el proyecto.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La demanda de materiales de construcci\u00f3n ha disminuido en los \u00faltimos meses, ya que las redadas del Servicio de Inmigraci\u00f3n y Control de Aduanas de EE. UU. han paralizado proyectos y han provocado una escasez de mano de obra, dijo Smith.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPero, en general, el Valle ha sido un mercado bastante s\u00f3lido. Hay mucho crecimiento\u201d, dijo Smith. \u201cHay un obst\u00e1culo en el camino. El ICE est\u00e1 ejerciendo cierta presi\u00f3n sobre la fuerza laboral y generando escasez en el mercado\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Esta medida se produce en un momento en que los constructores tienen dificultades para obtener pr\u00e9stamos bancarios tradicionales para sus proyectos de construcci\u00f3n.<\/p>\n","protected":false},"author":9,"featured_media":18898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_views_count":628,"footnotes":""},"categories":[2335,2386,2334],"tags":[3399,3400,3401,3402,2579,3397,2352],"class_list":["post-18890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-estados-unidos-es","category-finanzas-es","category-inmobiliaria-es","tag-capital-insiders-es-es","tag-construction-financing-es-es","tag-home-construction-es-es","tag-matts-building-supply-es-es","tag-mercado-inmobiliario-es","tag-prestamos-alternativos-es","tag-valle-del-rio-grande-es"],"acf":{"is_features_post":"","is_sponser":[],"hide_author":"","hide_author_biography":""},"apple_news_notices":[],"yoast_head":"<!-- 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