Thousands of Cameron County second-home owners could be forced to find windstorm insurance elsewhere under a proposal being considered by Texas’ state-backed insurer of last resort.
The Texas Windstorm Insurance Association, or TWIA, currently provides windstorm coverage for 3,964 second homes in Cameron County, the fifth-highest number among the coastal counties it serves. Another 187 are covered in neighboring Willacy County.

Now, TWIA is considering asking state lawmakers to restrict its residential coverage to owner-occupied primary homes, which would make second homes ineligible. The proposal is scheduled for discussion Sept. 1 as the association develops recommendations for the Texas Legislature.
The financial incentive is significant.
Most Read
- New $1.6M food hall aims to transform downtown Edinburg with dining, retail and events
- Vice President J.D. Vance cancels South Texas visit ahead of Port of Brownsville event
- Economic progress at the Port of Brownsville draws vice president’s visit
- Crunch Fitness plans a new 50,000-square-foot Harlingen location
- U.S. Energy Secretary says visas ‘won’t be an issue’ for Port of Brownsville oil refinery
Get the latest business news delivered to your inbox every morning for free.
Try 30 Days Free!
Get full access to award-winning journalism covering business, real estate, health care, economic trends, and the people shaping the Rio Grande Valley.
30 Days Free!
$9.95/month
Limited time offer
Subscription renews after your 30 day free trial at $9.95/mo.
Included Benefits
- Unlimited access to all articles
- Daily business news and analysis
- Subscriber-only content and features
Stories That Matter
- Nearly 4,000 Cameron County homes could lose state-backed windstorm coverage
- UT Health RGV performs new digestive procedure for first time in the Valley
- Brownsville advances as finalist for potential professional soccer team
- Competition for Rio Grande Valley workers is heating up
- Construction workers make up nearly 1 in 3 unemployment claims in three RGV counties
- Social Fest launches RGV Creator of the Year award
- Mexican tech company chooses McAllen as launchpad for U.S. expansion
- San Juan Acura dealership sold, will become Lumos Acura
- Brownsville reschedules vote on SpaceX disannexation request
- Twin Peaks is coming to Brownsville and South Padre Island